Your eToro Money account connects seamlessly with your eToro investment account so you can enjoy instant fee-free deposits and instant withdrawals. It’s free, no subscription or hidden costs.

Save on every deposit

Enjoy instant fee-free deposits, with no FX conversion fees when funding your investment account, saving you up to €15 for every €1,000 you deposit. Learn how to deposit

The fastest way
to access your money

Get your money when you want it with instant withdrawals from your investment account.

Manage your money
& crypto in one place

As well as managing your fiat currency, you can also securely store, send and receive the world’s most popular crypto in the eToro Money app.

Easily send and receive money

Use eToro Money to send and receive money to and from friends and family.

Safe & secure

Your funds are safeguarded with a top-tier bank

Quick setup

Fast and easy

It’s free

No subscription or hidden costs

Already have eToro Money?

Download the app now:

Legal bits: SEPA bank transfers only. Currently only crypto-to-crypto conversion is available. FX conversion fees for withdrawals from the eToro investment platform to the eToro Money platform can be found here. Withdrawals made from the investment platform to eToro Money are faster in comparison to other withdrawal methods available on the investment platform.

eToro Money Terms & Conditions

Terms & Conditions | Acceptable Use Policy | Fees and Limits | Privacy Policy | Complaints Policy

Essential Contact Information

Banking indemnity claims (Toll free): +800 6464 1313 | Indemnity claims: indemnity_claims_eu@etoro.com | Customer service queries

FAQ

  • What is eToro Money?

    eToro Money is a smarter way to manage your money on eToro. eToro Money is an e-money account managed by a mobile app, there is also a Visa debit card available to Club members in certain regions. See here for availability. The eToro Money account allows you to:

    – Make instant, fee-free deposits, with 0% conversion fees, to your eToro investment account.

    – Make instant withdrawals. See fee details here.

    – Send and receive money easily with a personal sort code and account number (UK to UK), or IBAN (EU – SEPA).

    eToro Money is provided by eToro Money UK Ltd for UK clients and by eToro Money Malta Ltd for EU clients.

    Please see our Terms and Conditions for further information.

  • What are the advantages of eToro Money?

    The eToro Money account allows you to:

    – Make instant, fee-free deposits, with 0% conversion fees, to your eToro investment account.

     Make instant withdrawals, at a reduced FX conversion fee. See fee details here.

    – Send and receive money easily with a personal sort code and account number (UK to UK), or IBAN (EU – SEPA).

    The account is free to setup, with no subscription or hidden costs.

  • Am I eligible for an eToro Money Account?

    To be eligible for eToro Money, you must hold a verified eToro investment account.

    Further eligibility requirements:

    The eToro Money account is currently only available in the UK and certain EU countries, to customers who have been verified by our compliance and fraud teams. See list of countries where eToro Money is available here.

  • What does 'instant withdrawal' to eToro Money mean?

    “Instant withdrawal” means that you can transfer your available funds from the eToro investment platform instantly to your eToro Money account.

    We offer instant withdrawals to most of our eToro Money customers. However, for various reasons including security requirements and procedures, some withdrawals may be only processed on the next business day.

  • How are the funds in my eToro Money account protected?

    Funds held in your eToro Money account are not protected by the banking depository compensation scheme (e.g FSCS in the UK and the depository compensation scheme in Malta). Your funds are held in a designated safeguarding account at an authorised credit institution in the UK and the EU respectively. Unlike banks, these safeguarded funds cannot be used by eToro Money for anything other than for facilitating your payment transactions. This means that your funds held by eToro Money are protected at all times and in the unlikely event of insolvency, your losses are restricted to the cost of repatriation of funds only.

  • How will eToro keep my data protected?

    eToro Money keeps your data safe in accordance with the General Data Protection Regulations, and its implementation in localised laws. You can find out more within our Privacy Policy.